Real estate appraisal services for homeowners in the city of Lake Anne and Benzie CountyHere are the top reasons Michigan homeowners order from LA Appraisals:
We at LA Appraisals understand the individual needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at LA Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.Challenge Benzie County's assessment of your propertyLet's say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from LA Appraisals is your perfect weapon when challenging your property tax assessment.Appraisals to cancel PMIA preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. LA Appraisals is experienced in helping homeowners just like you abolish undesirable PMI insurance.Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be troublesome from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. LA Appraisals can provide you with efficient appraisal to help you reinstate your home equity line of credit.We Also Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had in the past. Although most review work is commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion. |
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